Getting a Mastercard or Visa Card is not that tough at all. In fact, it takes just about $10 and a mere ten minutes to process the whole deal.
I got my Mastercard from FBC and it took me ten minutes. However, its not just FBC that issues Mastercard debit cards.
BancABC, Metropolitan and Barclays all issue these prepaid cards.
To get serious oomph from your smartphone, you need to purchase some apps to super charge your phone.
Besides, most apps cost a mere $0.99. There are some serious apps (besides whatsapp) which you can use.
Besides, once you get a knack for online shopping, you may start buying more services and goods online besides apps.